The Legal Position of Insurance Agreement (Borgtocht) as a Form of Credit Bindings

This study aims to examine and analyze the credit agreement at PT BPR Surya Yudhakencana Banjarnegara Purwokerto Branch legal position of guarantee (Borgtocht) as a form binding branch determine deed (Borgtocht). ).The research approach method is sociological juridical method. The specification uses descriptive analysis. types sources data are divided into two, namely primary secondary data. Methods collection by using interview method, documents or library materials. analysis qualitative analysis, that has been obtained then connect it with provisions principles related problem under an inductive logic, thinking from specific general. results showed did not yet have SOP in implementation (Borgtocht), however, its implementation, still guided standard rules apply civil law Article 1313 Civil Code 1320 Code. existence 6C indicator selection borg, so insurer power carry out function guarantor according underwriting agreed signed.